Can You Gamble with a Credit Card in the UK

Can You Gamble with a Credit Card in the UK?

Author: Craig Healy Reviewed By: David Adams
Last Updated: 15th September 2022.

At, we are letting you know whether or not you can gamble with a credit card in the UK. For many years, credit cards were a top choice of payment method for players when online gambling. However, this is no longer the case due to new laws introduced by the UK Government.

Want to know more about using your credit card to gamble in the UK? Carry on reading.

Can You Gamble with a Credit Card in the UK

Can I Use My Credit Card at Online Casinos?

Unfortunately, players cannot use their credit card when gambling at UK sites. From the 14th April 2020, using a credit card as your payment method to gamble online has been banned by the UK Gambling Commission. Research showed that online gamblers using their credit card to make bets made up 22% of the overall total. However, using a credit card can lead to many financial difficulties when players are not gambling responsibly. Banning credit card use put a total curb on players spending more than they can afford via a credit card and getting themselves into debt trying to chase losses.

If you still want to use your credit card to gamble online, you will have to join an online casino that is not licensed and regulated by the UK Gambling Commission. This is not something that we would recommend to players as joining an online casino not licensed in the UK can lead to you being scammed. Here at, we only recommend online casinos that are licensed for use in this country and for UK players as they are the safest and most reliable online casinos. As the rules and regulations set by the UK Gambling Commission are very strict, players can enjoy playing at these casinos knowing their money and sensitive information are secure.


Alternative Payment Options to Credit Card

While you cannot make payments to an online casino in the UK with a credit card, there are plenty of alternative payment options. Some of the most popular payment methods available include:

Debit Card

At nearly all online casinos, you will find a debit card as an available payment option. This makes it one of the most convenient payment options available to players. Moreover, as most players will already own a debit card, it is easily accessible to everyone. Debit cards provide a quick and easy way to make deposits without having to create another account with, for example, an e-wallet.

There are little to no fees associated with debit cards and you can also use this payment method for withdrawals. This means there is no need to switch to different payment options when withdrawing your winnings. A potential downside to this payment option is that the withdrawal process can be longer at between 3 to five days compared to e-wallets.

Each casino will offer a different range of payment options. Before signing up to play, check out the variety of payment methods on offer so you can make sure you have chosen the right casino for your payment option needs.

Pay By Phone Bill

Paying by phone bill is another top payment method enjoyed by many online casino players. It allows players to make deposits, however, you will not be able to make withdrawals using this payment method. With this payment method, all you need is a valid UK SIM card and a mobile phone. Players can then enter the amount they want to deposit and their phone number to transfer cash to their casino account. This will then either be added to their monthly phone bill or it will instantly be deducted from their phone credit if they are using a pay as you go SIM. You can find all of the top pay by phone bill casinos right here at


E-vouchers such as Paysafecard can be found as a payment method at many online casinos. Players can purchase their e-voucher at a physical store or online. You can then use the serial code number specific to your e-voucher to make deposits at online casinos. Players like this payment method for the privacy that it offers. Plus, it provides added layers of security as players do not need to enter their sensitive banking information at the casino. The major downside to using this payment method is that it cannot be used for withdrawals.


There are many different types of e-wallets available for players to use as online casinos such as PayPal, Neteller and Skrill. E-wallets are another very convenient payment method for players as most people will already have one such as PayPal. Each of these e-wallets works in a similar way and you can link it up to your bank account. This means there is no need to provide your banking details at an online casino and can enjoy the extra layers of protection.

There are limited fees with e-wallets but each one is different and you will have to weigh them up before deciding which is going to be best for you. What’s more, they offer fast withdrawals and after the casino is finished processing your request, the winnings will appear instantly in your bank account.


Responsible Gambling Tools

Credit cards cannot be used at online casinos as they can encourage players to get into debt and not gamble responsibly. The good news is that there are many responsible gambling tools available at online casinos that will help you manage your gambling and help you stick to your budget. This includes:

  • Self-exclusion – if you think you have a gambling problem, the self-exclusion tool allows you to self-exclude yourself from the casino for a set period of time. Until this time period is over, you will not be able to log in and gamble on the site
  • Deposit limits – to help you keep to your budget, players can set deposit limits. Once you have reached your limit, you will not be able to deposit any more money into your account until it resets
  • Cool-offs – this allows players to set time limits on their gameplay so they cannot gamble for too long

We hope this article answers the question of whether you can gamble online using credit cards in the United Kingdom.


Craig Healy

Craig Healy is the Editor-in-Chief at He has over a decade of experience in writing and editing, with a focus on creating content that is both informative and engaging.

He is a keen researcher and devotes his time to covering everything payments. In addition to his work at, He also contributes articles for other publications such as Business Insider UK and Forbes Middle East, where he shares insights about the latest developments in the payments industry around the world.